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Showing posts with label About Real Estate. Show all posts
Showing posts with label About Real Estate. Show all posts

Tuesday, July 17, 2012

HDMF/PAGIBIG Loanable Amount and Monthly Amortization based on Loanable Amount

HDMF/PAGIBIG Loanable Amount and Monthly Amortization based on Loanable Amount

                                                       PAG IBIG/HDMF Guidelines


                                 PAG IBIG/HDMF Loan Entitlement based on Contributions

                                          PAG IBIG/HDMF Interest Rate and Repricing


                       PAG IBIG/HDMF Montlhly Amortization and Net Disposable Income Requirement


                     PAG IBIG/HDMF Montlhly Amortization and Net Disposable Income Requirement


PAG IBIG/HDMF Montlhly Amortization and Net Disposable Income Requirement


                                            PAG IBIG/HDMF Requirements for Locally Employed


                                              PAG IBIG/HDMF Requirements for Overseas Filipino Workers


PAG IBIG/HDMF Requirements for Self-Employed



Summary of Listings for amon4realestate

Cebu Subdivisions List
Bohol Subdivisions List

Cebu Condominiums List
Bohol Condominiums List

See all listings of subdivisions / condo / house and lot



My Contact Information. Click here
For more inquiries, Please feel free to contact me.

A. SUBDIVISIONS

Cebu City & Mandaue City
Affordable Houses: Camella Lessandra in Talamban, Cebu
Camella Lessandra in Talamban, Cebu
Camella Lessandra
Sample Computation for Lessandra Talamban Margarita unit for August 2012
Camella Talamban in Pit-os, Talamban, Cebu City
Riverdale by Camella in Pit-os , Talamban, Cebu City
Pristina North Residences in Talamban by Aboitiz

Mactan Island, Cebu
Pueblo De Oro Cebu Communities in Calawisan, Lapu-lapu City, Cebu

Deca Homes Mactan 5 in Basak, Lapulapu City, Mactan Island, Cebu
Affordable House and Lot from BF Homes

Portville Mactan by Johndorf Ventures Corporation
Be Happy with Hanniyah Subdivision in Mactan, Cebu by Prohomes
Ajoya Houses by Aboitizland in Mactan, Cebu
Construction of Ajoya Subdivision by Aboitiz Land
Openhouse on Sept. 17-18, 2011 (weekends) for Ajoya's Muhen model by Aboitiz
Construction of Bayswater Subdivision
Alegria Palms - a Cebu property close to Bohol (Lot only property is also available)
Brookfield Subdivision in Mactan from Primary Homes

North Cebu (Consolacion, Liloan)
Actual Model Units of Colorado Homes by Primary Homes (Duplex unit)
Garden Bloom Villas in Cotcot, Liloan by Primary Homes
Model Units of Colorado Dos in Liloan Cebu by Primary Homes

South Cebu (Talisay City, Minglanilla, Naga City, Carcar)
Kishanta Houses in Talisay City, Cebu by AboitizLand
Camella Homes Talisay City
Camella Carcar
Argao Royal Palms by Primary Homes

Bohol
Model Units of Colorado Homes Bohol in Guiwanon, Baclayon, Bohol by Primary Homes
Actual Model Units of Colorado Homes by Primary Homes (Duplex unit)
Site Location of Colorado Homes in Guiwanon, Baclayon, Bohol by Primary Homes
Subdivision Map of Colorado Homes in Guiwanon, Baclayon, Bohol by Primary Homes

Camella Bohol in Bool, Tagbilaran City, Bohol
Floor Plans of Camella Bohol in Bool, Tagbilaran City, Bohol
Actual Site Photos of Camella Bohol in Bool, Tagbilaran City, Bohol

Royal Palms by Primary Homes in Panglao Island, Bohol
Actual Pictures of Royal Palms in Panglao Island, Bohol by Primary Homes

Bethlehem Garden Homes in Tiptip, Tagbilaran City, Bohol by JCAD

Other Location

B. CONDOMINIUMS

Cebu City & Mandaue City

Possible Interior Design for La Guardia Flats 2 Studio Units by Primary Homes
Sample Computation for La Guardia Flats 2 by Primary Homes
Sample Computation of La Guardia Flats
Own a P1.5M Ready to Occupy Condominium in Lahug, Cebu City from La Guardia Flats by Primary Homes
Economic Condominium just a walk from IT Park Cebu
Townhouses with Condo title from Woodcrest Residences by Primary Homes in Guadalupe, Cebu City
Avalon Cebu Condominium starts at Php 5M ( US$ 120,000)


Feel the good life with Persimmon Condominium by Aboitiz
The Persimmon North Tower One Bedroom Unit (Ready for Occupancy)


Solinea Condominium (Alveo) by AyalaLand Inc in Cebu Business Park
Avida Towers by AyalaLand in IT Park Cebu City


Citta di Mare by Filinvest in SRP, Cebu City
Marco Polo Residences in Cebu City
Resort Residences in Canduman, Mandaue City, Cebu

Affordable Condo in Cebu

Urban Homes Condo in Tipolo, Mandaue City
Pricelist of 148 Residences Condo near University of San Carlos Cebu as of September 2012


Mactan Island, Cebu
La Mirada Condominium by Sta. Lucia Land Inc. in Mactan, Cebu
Amisa

North Cebu (Consolacion, Liloan)

South Cebu (Talisay City, Minglanilla, Naga City, Carcar)

Bohol
Luiton Residences in Tagbilaran City, Bohol

Other Location
The Beacon Amorsolo Tower in Makati City
Crown Regency Boracay

C. LOT FOR SALE

Cebu City & Mandaue City

Mactan Island, Cebu
Alegria Palms Dos (Lot only property)
Lot for sale in Lapulapu City near MEPZ2 (good for apartment)

North Cebu (Consolacion, Liloan)

South Cebu (Talisay City, Minglanilla, Naga City, Carcar)

Bohol
Lot in Bil-isan, Panglao, Panglao Island, Bohol at Php 2,500.00 per sq.meter
Lot on a cliff in Catarman, Dauis, Panglao Island, Bohol Php 5.8M
Looking for Lot in Panglao, Bohol

Other Location
1. Davao Lot:
Area: more that 2hectares
Price: Php 600 per square meter


D. HOUSE AND LOT / COMMERCIAL / OTHERS

Cebu City & Mandaue City

Mactan Island, Cebu

North Cebu (Consolacion, Liloan)

South Cebu (Talisay City, Minglanilla, Naga City, Carcar)

Bohol
1. House and Lot
Location: Torralba Ext. Tagbilaran City, Bohol
Price: Php 6M
2. Lot only
Location: Dao, Tagbilaran City, Bohol

3. House and Lot at Php 2,000,000.00
Location: Bilar, Bohol
2-storey house with boarders


Other Location


D. CLUB MEMBERSHIP
CROWN REGENCY Membership

E. MEMORIAL
GOLDEN HAVEN Memorial Park, Talamban, Cebu City

ABOUT REAL ESTATE / READINGS
HDMF/PAGIBIG Loanable Amount and Monthly Amortization based on Loanable Amount
Preselling Advantages for Subdivisions and Condominiums
Real Estate Properties with High Investment Potential
What real estate property can foreigners own in the Philippines?
How Do you pay a Real Estate Investment? Or your dream House and Lot?

My Contact Information
For more inquiries, Please feel free to contact me.

====================================================

Cebu Subdivisions List Bohol Subdivisions List Cebu Condominiums List Bohol Condominiums List
See all listings of subdivisions / condo / house and lot
Posted by at 9:45 PM 0 comments
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Saturday, February 26, 2011

Preselling Advantages for Subdivisions and Condominiums


Preselling Advantages for Subdivisions and Condominiums

Preselling takes place when a unit of a subdivision or condominium is sold before it is being built. During this period, the site is still plain lot and you will not see any structure built. Most of the time, the project will commence in 6-12months and the units are expected to be finished in 18-24 months. That is the usual target of most developers and the safest for most buyers but these timelines vary though from developer to developer. You do not want to buy under preselling stage a property which is set to be delivered in 5 or 10 years. The risk involved is quite high and the return of investments would take time for you to achieve.

There are certain advantages if you buy during a preselling stage especially if you do not want to occupy the property right away.

First of all, subdivisions and condominiums sold during this stage are at lowered prices. If you also pay a full down payment, you can even get good discounts like 5% of the total contract price. That is good savings that you can use for another investment opportunity for a more diversified portfolio. In investing, it is wise to put your eggs in different baskets (investing in life insurance can be another investment vehicle).

In most cases, when project turn over nears, the prices of the units are already high. Investing in real estate must be a big decision for you but if you are really into it and you believe on the profit the project can give you, then you should not hesitate to start your own real estate investment.

Investing in real estate should be done at the right time especially when you still have the funds to do it. There are some people who have this wait and see attitude and study first how the market performs when it comes to real estate which is good. However, by the time they decide to invest already, prices might already be too high and location could already be too far from where they initially wanted to start their piece of investment. Population is growing and more investors are surely wanting to get prime locations. It is still a race as to who gets first.

Additionally, during preselling, buyers will enjoy a longer term to pay the Home Equity or Downpayment. Home Equity or Downpayment are used interchangeably in the business of real estate. Normally developers give 24 months to pay the Home Equity or Downpayment but some developers are even more generous enough to allow a 36 month - term. When project delivery or turn over is fast approaching, payment term for the Home Equity or Downpayment is already shortened. In effect, buyers will have the burden of paying high monthly amortizations. 

Home Equity or Downpayment paid in installment is actually safer for you as a buyer considering that you will have ample time to save up for it. Buyers also have the option to pay more equity to lessen the balance to be loaned from a financing institution. Options for the Balance can be thru Bank, In house financing, or HDMF / PAGIBIG. These options for the balance may not be available in all projects. Some developers do not offer In House financing or HDMF / PAGIBIG.

Discounts are also available for buyers who can pay spot downpayment.

There are also important reminders that you need to know if you buy properties on preselling stage. To top that is the track record of the developer. If the company or developer has a proven record that they deliver projects on time, you will have the confidence to invest your money on their projects. You do not want to put your hard earned money to waste. Since real estate investing is also a tough decision to make, you might also need the help of a Licensed Real Estate Broker to better assess your needs and guide you in choosing your real estate investment.

For your real estate concerns, or for those intending to buy a real estate property in Cebu or Bohol, Philippines, you can send an email to amon4realestate@gmail.com and tell us your needs for your desired real estate investment.

Information like  location, preferred cost, and delivery / move in date would be very helpful.

Happy investing!

Summary of Listings for amon4realestate






For more inquiries, Please feel free to contact me.

A. SUBDIVISIONS

Cebu City & Mandaue City

Mactan Island, Cebu



North Cebu (Consolacion, Liloan)

South Cebu (Talisay City, Minglanilla, Naga City, Carcar)
Camella Homes Talisay City
Camella Carcar
Argao Royal Palms by Primary Homes

Bohol




Other Location

B. CONDOMINIUMS

Cebu City & Mandaue City








Affordable Condo in Cebu



Mactan Island, Cebu
Amisa

North Cebu (Consolacion, Liloan)

South Cebu (Talisay City, Minglanilla, Naga City, Carcar)

Bohol

Other Location

C. LOT FOR SALE

Cebu City & Mandaue City

Mactan Island, Cebu
Lot for sale in Lapulapu City near MEPZ2 (good for apartment)

North Cebu (Consolacion, Liloan)

South Cebu (Talisay City, Minglanilla, Naga City, Carcar)

Bohol

Other Location
1. Davao Lot:
Area: more that 2hectares
Price: Php 600 per square meter


D. HOUSE AND LOT / COMMERCIAL / OTHERS

Cebu City & Mandaue City

Mactan Island, Cebu

North Cebu (Consolacion, Liloan)

South Cebu (Talisay City, Minglanilla, Naga City, Carcar)

Bohol
1. House and Lot
Location: Torralba Ext. Tagbilaran City, Bohol
Price: Php 6M
2. Lot only
Location: Dao, Tagbilaran City, Bohol

3. House and Lot at Php 2,000,000.00
Location: Bilar, Bohol
2-storey house with boarders


Other Location


D. CLUB MEMBERSHIP

E. MEMORIAL

ABOUT REAL ESTATE / READINGS

For more inquiries, Please feel free to contact me.

====================================================

Posted by at 9:26 AM 0 comments
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Thursday, February 24, 2011

Real Estate Properties with High Investment Potential


Real Estate Properties with High Investment Potential

In choosing a real estate investment, it is important to know the factors contributing to its high investment potential.

First is the on time delivery of the project. It will ensure early payback of your investment. Next is the quality of the projects. You should also check if the developer has established credible projects since the time they started in the business. The quality of the materials used in construction also plays a very important consideration in buying your next real estate property. You want to have your building to stand longer.  Lastly, you need to go for a company which offers an excellent property management program. In this manner, you will be assured that someone would take care of your property after its delivery.

Investing in real estate is a risky venture at times. But if you are able to calculate the risk intelligently, it is an assurance that you will succeed in this type of business. Your success is in your hands.


Summary of Listings for amon4realestate






For more inquiries, Please feel free to contact me.

A. SUBDIVISIONS

Cebu City & Mandaue City

Mactan Island, Cebu



North Cebu (Consolacion, Liloan)

South Cebu (Talisay City, Minglanilla, Naga City, Carcar)
Camella Homes Talisay City
Camella Carcar
Argao Royal Palms by Primary Homes

Bohol




Other Location

B. CONDOMINIUMS

Cebu City & Mandaue City








Affordable Condo in Cebu



Mactan Island, Cebu
Amisa

North Cebu (Consolacion, Liloan)

South Cebu (Talisay City, Minglanilla, Naga City, Carcar)

Bohol

Other Location

C. LOT FOR SALE

Cebu City & Mandaue City

Mactan Island, Cebu
Lot for sale in Lapulapu City near MEPZ2 (good for apartment)

North Cebu (Consolacion, Liloan)

South Cebu (Talisay City, Minglanilla, Naga City, Carcar)

Bohol

Other Location
1. Davao Lot:
Area: more that 2hectares
Price: Php 600 per square meter


D. HOUSE AND LOT / COMMERCIAL / OTHERS

Cebu City & Mandaue City

Mactan Island, Cebu

North Cebu (Consolacion, Liloan)

South Cebu (Talisay City, Minglanilla, Naga City, Carcar)

Bohol
1. House and Lot
Location: Torralba Ext. Tagbilaran City, Bohol
Price: Php 6M
2. Lot only
Location: Dao, Tagbilaran City, Bohol

3. House and Lot at Php 2,000,000.00
Location: Bilar, Bohol
2-storey house with boarders


Other Location


D. CLUB MEMBERSHIP

E. MEMORIAL

ABOUT REAL ESTATE / READINGS

For more inquiries, Please feel free to contact me.

====================================================

Posted by at 9:24 AM 0 comments
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